Residential Home Mortgages

Purchase

Whether you are buying your first home, second home, or building the home of your dreams, Peoples Bank has a loan program to fit your needs.

Fixed Rate Loan

With a fixed rate loan, you never worry about your interest rate going up and raising your mortgage payment. That means you’re able to budget better.

We offer a range of mortgage terms to best suit your credit needs. Contact Us to learn more.

Adjustable Rate Loan

An Adjustable Rate Loan or Adjustable Rate Mortgage (ARM) can be your ticket to getting more "house" than you thought you could afford. Thanks to an initially low rate, the lower monthly payment amounts may allow you to borrow more money.

With an ARM, you enjoy a lower, fixed interest rate for a set period of time then the rate adjusts based on financial markets for the remainder of the loan term. So, your monthly payments are lower at first, but then down the road may increase if interest rates go up.

We offer a range of mortgage terms to best suit your credit needs. Contact Us to learn more.

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